Early Bird Benefits

If you purchase your insurance coverage within 15 days of your initial trip deposit you will be eligible to receive the following additional benefits:

Waiver of Pre-Existing Conditions *

The Pre-existing Condition Exclusion will be waived for Trip Cancellation, Trip Interruption and Emergency Medical Expenses provided:

1. The insurance is purchased within 15 days of the initial Covered Trip payment;
2. No claim was filed for trip Cancellation/Interruption due to a sickness or injury within 90 days prior to purchase of the policy
3. The condition is not excluded by the GENERAL EXCLUSIONS AND LIMITATIONS

Coverage for Financial Insolvency *

In the event your travel supplier cannot provide your contracted services due to financial insolvency or bankruptcy, M.H. Ross Travel Protection will reimburse you for any prepaid unused non-refundable trip costs along with any additional costs incurred to return you home if you have already left on your trip.

Executive Upgrade

When the Air Flight AD&D $500,000 option is purchased within 15 days of the trip deposit being made, Executive Upgrade is automatically included.

* Certain conditions, limitations and exclusions apply. Please review the Evidence of Coverage for further details.